Get Instant Personal Loans Up To ₹5 Lakhs

Quick approval, minimal documentation, and flexible repayment options tailored to your needs.

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Why Choose KreditBharat?

We offer the best loan solutions tailored to your needs

Quick Approval

Get your loan approved within 24 hours with minimal documentation.

Low Interest Rates

Competitive interest rates starting from 10% per annum.

Flexible Tenure

Choose repayment terms from 6 months to 5 years.

No Collateral

Unsecured loans without any property or asset requirements.

Calculate Your EMI

Use our loan calculator to estimate your monthly payments and choose the best plan for your budget.

50,000 2,00,000 5,00,000
6 24 60
10% 12.5% 24%

Your Loan Summary

Loan Amount: ₹2,00,000
Tenure: 24 Months
Interest Rate: 12.5%
Monthly EMI: ₹9,423
Total Interest: ₹26,152
Total Payment: ₹2,26,152
Apply for This Loan

Simple Loan Process

Get your loan in just 3 easy steps

1

Apply Online

Fill our simple online form in just 2 minutes with basic details.

2

Upload Documents

Submit required documents digitally for quick verification.

3

Get Money

Receive approved loan amount directly in your bank account.

Start Application

Our Loan Products

Choose the perfect loan for your needs

Personal Loan

Meet your personal financial needs with our flexible personal loans.

  • ₹50,000 to ₹5,00,000
  • 10% - 24% interest rate
  • 6 to 60 months tenure
Apply Now

Business Loan

Fuel your business growth with our customized business loans.

  • ₹1,00,000 to ₹10,00,000
  • 12% - 18% interest rate
  • 12 to 60 months tenure
Apply Now

Medical Loan

Get immediate funds for medical emergencies and treatments.

  • ₹25,000 to ₹3,00,000
  • 11% - 15% interest rate
  • 3 to 36 months tenure
Apply Now

Customer Stories

What our customers say about us

Frequently Asked Questions

Find answers to common questions

To be eligible for a personal loan, you must be between 21-60 years old, have a minimum monthly income of ₹15,000, and have a credit score of 650 or above. Salaried individuals need at least 1 year of work experience.

You need to submit KYC documents (PAN Card, Aadhaar Card), address proof (utility bill, passport), income proof (salary slips for salaried/bank statements for self-employed), and 2 passport-size photographs.

Most loan applications are approved within 24-48 hours after document verification. The disbursal happens within 1 working day after approval.

Yes, you can prepay your loan after 6 EMIs. There is a nominal prepayment charge of 2% on the principal outstanding amount.

A late payment fee of 2% per month will be charged on the overdue amount. We recommend setting up auto-debit to avoid missing payments. Multiple missed payments may affect your credit score.